How Much Does It Cost to Freeze Your Eggs & How to Prepare

Freezing your eggs can help preserve your fertility, but it’s often expensive. Whether you're exploring this option due to a medical condition, future career planning, or personal choice, knowing the full cost is crucial to making the right decision. 

From clinic fees to medication and long-term storage, expenses can quickly add up. In this article, we’ll explain exactly how much it costs to freeze eggs and what factors can contribute to the final price.

What is Egg Freezing?

Egg freezing, or oocyte cryopreservation, is the process of collecting eggs from the ovaries and freezing them for long-term preservation. If you decide that egg freezing is right for you, first, you’ll receive hormone injections at a fertility clinic or reproductive center. These injections stimulate ovulation, leading to the development of multiple mature eggs. 

After the eggs are mature, they are collected using a simple procedure called transvaginal ultrasound. Once the eggs are retrieved, they are frozen using vitrification, which involves rapidly cooling with liquid nitrogen to preserve them for future use.  

Is egg freezing the same as embryo freezing? 

No. When you freeze your eggs, they are unfertilized. During embryo freezing, sperm fertilizes the viable eggs before they are frozen. 

Egg freezing is ideal for women who want to preserve their fertility and offers more flexibility. 

However, both approaches provide individuals and families with options for family planning. 

Why Do People Freeze Their Eggs?

There is no single reason why women might choose to freeze their eggs for fertility preservation. You might be: 

• Delaying parenthood as a personal choice to prioritize career, education, travel, financial growth, or personal development before starting a family.

• Preserving fertility before medical treatments that use radiation, such as chemotherapy, or surgery that may impact reproductive health

• Proactive planning due to a family history of early-onset menopause or genetic conditions that affect fertility

• Waiting for the right partner or lifestyle circumstances before starting a family

• Participating in gender-affirming care or hormone therapy

• Worrying about a low ovarian reserve

Women in their late 20s to mid-30s are generally the best candidates for egg freezing. The earlier you freeze your eggs, the better your chances of in vitro fertilization (IVF) success. However, eligibility depends on a healthcare professional's health and fertility assessments. 

How many times should you freeze your eggs?

Generally, women must undergo one to three egg freezing cycles to store eggs for potential future pregnancies. However, the exact number depends on your age, ovarian reserve, and the number of mature eggs retrieved per cycle. Luckily, a fertility specialist can help you determine how many cycles you’ll need based on your fertility goals.

What Is the Average Cost of Freezing Your Eggs?

In the United States, the average cost of an egg freezing cycle (including hormone injection, egg retrieval, lab processing, and storage fees) is around $16,000. However, the price varies depending on your clinic, location, and other relevant medical factors. Here is a breakdown of the average cost by region.

These totals are general estimates and may vary significantly by clinic. Get a detailed cost estimate from your clinic; some may offer package deals with specific services, such as egg storage and anesthesia.

What Contributes to the Cost of Egg Freezing?

The total cost of egg freezing isn’t just one thing. Consultations, storage, medications, and other factors also contribute to the price. Here’s what the cost includes: 

1. Initial appointments and choosing the clinic 

2. Various fertility tests 

3. Medications to stimulate your ovaries, like hormone injections 

4. Blood work, ultrasounds, and other monitoring tests 

5. Anesthesia and potentially a separate invoice from the medical facility

6. Retrieval to collect mature eggs

7. Cryopreservation to freeze and store viable eggs safely

8. Egg storage fees

Some clinics offer bundles that include many services, while others bill them individually. Always review the full cost breakdown before committing to an egg freezing procedure.

Does your age affect the cost of freezing your eggs? 

Your age doesn't directly affect the price per cycle, but can impact the total cost if multiple cycles are required. As women get older, their egg production slows down. Women over 35 may produce fewer eggs per cycle, which could increase the number of cycles and overall expenses required to achieve fertility goals.

Are There Any Hidden or Unexpected Costs?

There are additional costs beyond those from the clinic. These include:

• Transportation costs to and from appointments

• Time off work for appointments, retrieval, and recovery from the procedure

• Extended storage times if you freeze your eggs early on

• Additional hormone stimulants if the medication doesn’t work the first time 

Having an honest conversation with your clinic about costs and getting a detailed invoice from them can help you plan accordingly and avoid financial surprises. 

Is Egg Freezing Covered By Insurance or Employer Healthcare Plans?

Whether your health insurance or an employer's healthcare plan (PPO) covers egg freezing depends on the carrier and the type of coverage. If the egg freezing is considered “medically necessary,” insurance companies are more likely to cover the procedure. For example, if you need to freeze your eggs due to cancer treatments or before a major surgery.  

However, insurance-covered reproductive benefits are slowly becoming more common. As of 2025, 23 states in the United States require insurance companies to cover some form of fertility treatment. 

What Are Some Cost-Saving Tips for Egg Freezing?

Egg freezing is not a decision to make lightly. It can be overwhelming and expensive. Luckily, there are many ways you can save costs on fertility treatments. 

1. Start saving money early. Setting aside funds over time can ease the financial burden when you're ready to start freezing your eggs.

2. Use a free BuzzRx prescription discount card. These medication discount cards can help reduce the cost of common fertility medications, making the process more affordable. Some medicines include Clomid and Letrozole. 

3. Check if any manufacturer coupons are available. Drug manufacturers often offer discounts or savings programs for hormone treatments.

4. Look into a credit card. Cards offering a 0% annual percentage rate (APR) for a promotional period. This can be useful for managing the initial egg-freezing expenses while avoiding high-interest fees.

5. Compare egg storage options. Some clinics or third-party storage providers offer lower annual fees or bundle deals.

6. Set up crowdfunding. Platforms like GoFundMe are used by many to raise money for fertility treatments.

7. Research shared donor programs. Some clinics offer reduced-cost egg freezing in exchange for sharing eggs with others. These include Freeze and Share and Cofertility. 

8. Use an HSA or FSA. You can use either Health Savings Accounts or Flexible Spending Accounts tax-free for qualifying medical expenses.

9. Discuss flexible financing options with your clinic. Many clinics partner with fertility financing companies or offer in-house payment plans to help patients manage their expenses.

10. Shop around for low-interest loans. Personal loans from banks or online lenders may offer better rates than credit cards for medical procedures.